[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.flopi.cz\/pokud-schazeji-penize\/#Article","mainEntityOfPage":"https:\/\/www.flopi.cz\/pokud-schazeji-penize\/","headline":"Pokud sch\u00e1zej\u00ed pen\u00edze","name":"Pokud sch\u00e1zej\u00ed pen\u00edze","description":"\u017divot bez pen\u011bz by byl a pro nejednoho z n\u00e1s tak\u00e9 je smutn\u00fd a strastipln\u00fd. Proto\u017ee bez pen\u011bz si nelze po\u0159izovat to, co n\u00e1m d\u011bl\u00e1 radost, a nejednou ani to, co nezbytn\u011b pot\u0159ebujeme, abychom mohli \u017e\u00edt jako lid\u00e9. A co z toho potom m\u00e1me, \u017ee? A proto\u017ee \u017eivot bez pen\u011bz nen\u00ed ani trochu l\u00e1kav\u00fd a […]","datePublished":"2019-09-27","dateModified":"2019-09-27","author":{"@type":"Person","@id":"https:\/\/www.flopi.cz\/author\/#Person","name":"","url":"https:\/\/www.flopi.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ac70c9e5ac34d1687bd81eed3e0a5127e2920111fdfe832b53d740bc4b86c4fd?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"flopi.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.flopi.cz\/wp-content\/uploads\/img_a363553_w1927_t1576162464.jpg","url":"https:\/\/www.flopi.cz\/wp-content\/uploads\/img_a363553_w1927_t1576162464.jpg","height":0,"width":0},"url":"https:\/\/www.flopi.cz\/pokud-schazeji-penize\/","about":["Internet"],"wordCount":429,"articleBody":"   \u017divot bez pen\u011bz by byl a pro nejednoho z n\u00e1s tak\u00e9 je smutn\u00fd a strastipln\u00fd. Proto\u017ee bez pen\u011bz si nelze po\u0159izovat to, co n\u00e1m d\u011bl\u00e1 radost, a nejednou ani to, co nezbytn\u011b pot\u0159ebujeme, abychom mohli \u017e\u00edt jako lid\u00e9. A co z toho potom m\u00e1me, \u017ee?  A proto\u017ee \u017eivot bez pen\u011bz nen\u00ed ani trochu l\u00e1kav\u00fd a nejednou je dokonce p\u0159\u00edmo nesnesiteln\u00fd, nen\u00ed nic divn\u00e9ho na tom, pokud se n\u011bkdo takov\u00fd rozhodne, \u017ee si vezme p\u016fj\u010dku. Proto\u017ee to znamen\u00e1 zp\u016fsob, jak si rychle a pohodln\u011b p\u0159ij\u00edt k pen\u011bz\u016fm, d\u00edky nim\u017e m\u016f\u017ee i chud\u00fd \u010dlov\u011bk \u017e\u00edt jako \u010dlov\u011bk.  Jen\u017ee b\u011bda! Pokud se n\u011bkdo, kdo je ve finan\u010dn\u00ed t\u00edsni, rozhodne vz\u00edt si p\u016fj\u010dku, nejednou naraz\u00ed na nep\u0159ekonatelnou bari\u00e9ru v podob\u011b po\u017eadavk\u016f, je\u017e poskytovatel\u00e9 p\u016fj\u010dek na \u017eadatele kladou. \u010casto n\u011bkdo takov\u00fd nespl\u0148uje to, co se od n\u011bj o\u010dek\u00e1v\u00e1. A je pak naprosto logick\u00e9, \u017ee doty\u010dn\u00fd p\u0159ijde do banky jako chud\u00fd a jako chud\u00fd z n\u00ed i odch\u00e1z\u00ed. Nav\u00edc nejednou je\u0161t\u011b ochuzen o iluze a nad\u011bje. Ov\u0161em ten, kdo v podobn\u00e9 situaci s\u00e1z\u00ed na nebankovn\u00ed spole\u010dnost, z toho nakonec vyjde jako v\u00edt\u011bz, s daleko v\u011bt\u0161\u00ed m\u00edrou optimismu a radosti ze \u017eivota. Proto\u017ee a\u010d hypot\u00e9ka bez p\u0159\u00edjmu jako skute\u010dnost nevypad\u00e1, ve skute\u010dnosti to realita je. \u010clov\u011bk si tu skute\u010dn\u011b m\u016f\u017ee p\u016fj\u010dit i tehdy, kdy\u017e by se sv\u00fdmi p\u0159\u00edjmy nem\u011bl nikde jinde sebemen\u0161\u00ed nad\u011bji.  Proto\u017ee u tohoto typu p\u016fj\u010dky, tedy u hypot\u00e9ky, nemus\u00ed nezbytn\u011b j\u00edt jen o p\u0159\u00edjmy \u017eadatele, a o ty nebankovn\u00ed spole\u010dnosti tak\u00e9 nejde. Hlavn\u00ed je tu to, aby m\u011bl \u017eadatel nemovitost, kterou by mohl d\u00e1t za tuto p\u016fj\u010dku do z\u00e1stavy. \u010c\u00edm\u017e se zaru\u010duje za to, \u017ee v\u0161e splat\u00ed. A pokud snad ne, riskuje, \u017ee o onu nemovitost zkr\u00e1tka p\u0159ijde, \u017ee bude pou\u017eita k tomu, aby se na n\u00ed tento poskytovatel finan\u010dn\u011b \u201azahojil\u2018. Kdo je schopen a ochoten na toto p\u0159istoupit, m\u016f\u017ee si (nejsp\u00ed\u0161e online) za\u017e\u00e1dat a u\u017e za p\u00e1r hodin v\u00ed, na \u010dem je. A zanedlouho z\u00edsk\u00e1 pot\u0159ebn\u00e9 pen\u00edze, jich\u017e si m\u016f\u017ee u\u017e\u00edvat, co hrdlo r\u00e1\u010d\u00ed. Jenom je \u010dasem zase bude muset vr\u00e1tit.                                                                                                                                                                                                                                                                                                                                                                                                   "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Pokud sch\u00e1zej\u00ed pen\u00edze","item":"https:\/\/www.flopi.cz\/pokud-schazeji-penize\/#breadcrumbitem"}]}]